Money Lending as a Business

After more than a week of being absent because of sore eyes, my son is already back to school.  I was the one who brought him to school and the lady caretaker of the school saw me.  She asked me why I was the one who brought my son to school (they are used to see my house helper accompany CJ to school) so I told her that from now on I will be the one to bring CJ to school because I already resigned from work.  She asked me what I will do so I told her that I will personally take care of my children and do some business on the side.

Upon hearing of the word business she immediately told me that lending money with a small interest is demand for employees of that school.  She told me that there is one person giving out loans for them but sometimes she runs out of fund because of the demand.  I told her that I will think about it but actually it's not the business I have in mind.

Personally, I'm not into this money lending business because I find it hard to collect payments and most of all I feel bad knowing that the person who wants to take a loan badly needs the money and here I am, takes the opportunity to make business out of this person's need.  I don't say that those who engage in this business is bad it's just that it's not my cup of tea.  Maybe I can help if it's really for emergency purposes but not in this way.